![]() Most states do require any employer with at least one worker to have coverage, but other states have a minimum of two to five workers. Generally, the responsibility of the employer is to give coverage based on the number of workers it has, which type of business it is, and the sort of work that is being done by employees. Most companies are required to have workers’ comp coverage, but not all do.Your employer must have workers’ comp insurance. But this sort of dispute often ends up in court, and you will need a workers’ compensation lawyer working with you. Note: Even if you signed a 1099 tax form and said you are an independent contractor, you still could qualify for workers’ compensation.It is common for employers to misclassify workers as independent contractors or freelancers so they do not have to pay workers’ compensation premiums.But many employees, such as drivers for Uber, will claim they are being misclassified as freelancers or independent contractors when the firm that hired them should have called them employees. Specifically, independent contractors, such as freelancers and consultants, are not usually entitled to workers’ compensation benefits. Not every worker is an “employee” when it comes to being covered by workers’ comp.You have to be an employee of the company. THERE ARE FOUR ELIGIBILITY REQUIREMENTS TO RECEIVE THESE BENEFITS: Preparing your case and arguing on your behalf if a claim goes to trial. ![]()
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